The homebuying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! ( visit www.hud.gov for active links)
Nine steps to buying a home
Step 1: Figure out how much you can afford
What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate. The calculators below can help, but it is best to visit a lender to find out for sure.
Need help with your downpayment and/or closing costs?